Skip to content
Call Bill425-241-1922
Franklin Loan Center
Apply now

← Past videos

Rates & Market

It’s Almost January 1st. All Our Numbers Reset to Zero?

Bill Provost · · 1 min read

During the last part of the year, are you someone who has numbers you are trying to hit – such as sales, production, etc.? It’s easy to fall into a trap of anticipating the start of the year, with a plan to reset and go back to zero, and then build from there.

You Don’t Have to Go Back to Zero

I remember talking about this years ago with a friend of mine in Washington. He called me out on it: why do we have to take it back to zero? As we move into the next year, we bring everything we built in the previous years: our database, past clients, family, systems, ops teams, and more. You’ve built all this stuff, which assures that you are set up to have a great year.

Of course, there will be changes in the market. Who knows what 2022 will bring? If you are in real estate, most people are predicting a solid year again. Only time will tell.

But in this business, there always needs to be a focus on following the simple stuff. When you maintain the day-to-day priorities, then the big goals will happen.

Words of Encouragement

I want to share these words of encouragement. The reality is that you have a lot of experience and assets you are bringing into the new year, which means that you aren’t starting over on January 1st. Just focus on the daily items that you can do, and you will reach the goals.

Happy New Year from Franklin Loan Center!

I hope that you have a safe, healthy, and Happy New Year! I’ll see you all again in 2022!

Have a question about your situation?

Bill is happy to run the numbers for you, with no pressure.

Ask Bill

More on rates & market

▶ Video

Rates & Market ·

The Silver Lining of Gridlock: Why a Split Government Could Lower Mortgage Rates

The political visual shared today perfectly captures the current tension in Washington. However, when we look beyond the political headlines and strict economic dynamics, a very different picture emerges for the mortgage market. Historically, capital markets, specifically secondary mortgage yields, operate efficiently under a split government. In short: political gridlock is often a stabilizing force…

▶ Video

Rates & Market ·

The Hidden Risks of California’s Proposition 37: An Economic Analysis

With housing affordability near historic lows across California, ballot initiatives promising to assist homebuyers naturally attract significant attention.Proposition 37—the Second Mortgage Homebuyer Program initiative—proposes to utilize up to $25 billion in state revenue bonds to help middle-income buyers purchase newly built homes. On the surface, assisting buyers with secondary financing appears to be a direct…