Skip to content
Call Bill425-241-1922
Franklin Loan Center
Apply now

← Past videos

Buying a Home

Realtors, Are You Ready for SB326? What Every Agent Needs to Know About Condo Sales in California

Bill Provost · · 1 min read

If you’re a Realtor working in the Temecula Valley or anywhere in California, Senate Bill 326 (SB326) is something you can’t afford to overlook—especially when listing or selling condos.

Originally passed years ago, this bill took full effect on January 1st and is now changing how condo sales are handled. At its core, SB326 mandates safety inspections for raised structures like decks, walkways, and railings in condominium buildings. These inspections are now a legal requirement for qualifying buildings—typically complexes with more than 3–5 units and any elevated exterior structures.
Why does this matter for your next listing? Because lenders now require these inspection reports to proceed with loans. It’s no longer optional. Just like smoke detectors or carbon monoxide alarms, SB326 compliance is now part of the checklist—and failing to secure these reports early can lead to delays, deal-killing uncertainty, or worse, legal exposure if something goes wrong after closing.

One of the biggest challenges? Many HOAs are still unaware. Since most boards are made up of homeowners rather than legal professionals, they may not know what SB326 is or how to comply. As a listing agent, it’s essential you ask upfront whether the HOA is compliant, whether the inspection has been done, and if exemptions apply.

Whether you’re working with buyers or sellers in Murrieta, Temecula, or anywhere else in Southern California, make SB326 part of your due diligence. Stay ahead of the curve and help your clients avoid unnecessary headaches.

👉 Pro Tip: Reach out to your preferred lenders and confirm their documentation needs up front. Don’t wait until escrow to ask the question.
If you’re navigating condo listings and have questions about how SB326 affects your transaction, contact me, I’m here to help!

Have a question about your situation?

Bill is happy to run the numbers for you, with no pressure.

Ask Bill

More on buying a home

▶ Video

Buying a Home ·

The Real Tax Savings of Owning a Home: What Every Buyer Needs to Know

When shopping for a home, most buyers focus on two key numbers: the purchase price and the estimated monthly mortgage payment. While these figures are critical, they only tell part of the story. One of the most significant—yet frequently overlooked—financial advantages of purchasing a primary residence is the tax savings that come with it. Depending…

▶ Video

Buying a Home ·

The Ultimate California Retirement Loophole: How Prop 19 Saves Your Property Tax Base

For many long-term California homeowners, the house you raised your children in eventually becomes an “empty nest” that is simply too large or demanding to maintain. Naturally, entering your retirement years brings up the desire to downsize into something more manageable. Historically, however, California seniors faced a major financial roadblock: the property tax shock. Thanks…