▶ VideoFinding your ideal home before selling your current property is a classic homebuying dilemma. You have substantial equity locked in your current residence, but you need liquid cash for the down payment on the new property. In a competitive market, waiting for your home to sell before making an offer often means losing out on…
▶ VideoThe Big Beautiful Bill Act (BBBA)—or whatever you choose to call it—just dropped some tax updates that homeowners and real estate professionals across Southern California and Washington need to understand. Whether you’re buying, selling, investing, or simply owning real estate, there are several tax-related benefits that could positively impact your bottom line. Here’s what stood…
▶ VideoWe just received breaking news today about FHA loans: they are going to be a little more affordable. You can see the full announcement here. The Newest FHA Loan Changes In the past, any time you have a loan with less than 20% down, it means that you are going to need some form of mortgage…
Let’s talk about how you can use rent from ADUs to qualify as a buyer. When you are qualifying for a mortgage, it’s smart to utilize all of the income sources that are available. What is an ADU? An Accessory Dwelling Unit (ADU) is a big thing in California, especially because most places in the…
▶ VideoWe’ve recently made changes with jumbo loans, making our offer almost unbeatable for jumbo loans. If you or someone you know is buying a home in the higher end of the price range, then definitely reach out to us so we can discuss the options. Conforming vs. Jumbo Loans Conforming loan limits run out at…
▶ VideoToday, I’m sharing news about big changes that just rolled out regarding conventional loans for people who are self-employed. Are You Self Employed? If you are running a company or are a member of a corporation, LLC, or a partnership (holding 25% or more as an owner of the company), it means that you are…
▶ VideoThis topic isn’t new, but I think it’s worth mentioning since I haven’t shared about it on these videos before. It’s an important topic, especially for people who looking for mortgage options. Low Credit Score Borrowers Conventional loans, specifically Fannie Mae, actually allow for an averaging of two client’s low middle scores. Historically speaking, you…
