▶ VideoIn today’s real estate market, discussions often revolve around the affordability of homes and home prices. However, a crucial aspect is frequently overlooked: the mortgage rate and monthly payment. Understanding the relationship between price and interest rate can be a game-changer for both home buyers and home sellers. Price vs. Rate: What’s the Difference?• Price:…
▶ VideoIf you’re a Realtor working in the Temecula Valley or anywhere in California, Senate Bill 326 (SB326) is something you can’t afford to overlook—especially when listing or selling condos. Originally passed years ago, this bill took full effect on January 1st and is now changing how condo sales are handled. At its core, SB326 mandates…
▶ VideoThere’s been a lot of buzz recently about first-time home buyer programs disappearing. Some headlines have made it seem like down payment assistance is a thing of the past, but is that really the case? In this post, we break down the changes from the Federal Housing Finance Agency (FHFA), what they mean for buyers,…
▶ VideoRecently, I was involved in a conversation and saw a few articles where people were talking about the prediction that foreclosures are going to be coming, and that is where the housing market inventory is going to come from. So, I wanted to share my thoughts about this – let’s dig into it. What are…
▶ VideoToday, I want to talk a little about your homeowner’s insurance. Recently, I’ve seen a few articles talking about insurance carriers who are declining coverage relating to the fires in California. The two recent stories were because the property was in a trust, but the insurance was in the name of the borrower or homeowner.…
▶ VideoIn today’s video, I’m having a conversation with my friend Jill from Zoom Drain. This topic is something that many people don’t think about: what is happening with the drains in your home? This is an issue that is applicable to homeowners and home buyers, which is why real estate agents need to know about…
▶ VideoTax time is coming up! For those of us who like to wait, there is still time before the tax filing deadline. It is a good opportunity to talk about bank statement loans. I hear this all the time: clients come to me, they are self-employed, and they keep getting told that they don’t qualify…
▶ VideoMany people are asking: why would you buy a house right now with the current market conditions? Of course, you don’t think I’m actually going to make a case for not buying real estate! I’m hearing a lot of complaints from potential homebuyers: There are so many “reasons” why people think they should be waiting.…
▶ VideoHere in Southern California, it’s heartbreaking to see the devastation that is happening from these wildfires. The areas being affected are very densely populated. It’s such a good reminder for homeowners about how important it is to be prepared for disasters like this. What You Should Do To Prepare I called my buddy Scott at…
▶ VideoIt’s been awhile since I’ve talked about solar, but I feel like it’s worth a mention because it’s become a big deal in the real estate business. It turns out that solar isn’t the easiest business to run, because there’s a record number of solar companies that are closing up shop or going through bankruptcies.…
▶ VideoA report came out today – and this happens every year around this time – where inventory maxes out and then we see it start to trail off until the spring selling season when it goes back up. The interesting thing about what is happening right now: this peak is the highest peak of inventory…
▶ VideoWhen I’m choosing topics for my weekly videos, they are usually based on conversations that are coming up regularly for me. Lately, I’ve been doing a bunch of mortgages using alternative documentation programs. Bank Statement Programs are a Good Option to Consider The main one I want to talk about today is the bank statement…
