In today’s real estate market, discussions often revolve around the affordability of homes and home prices. However, a crucial aspect is frequently overlooked: the mortgage rate and monthly payment. Understanding the relationship between price and interest rate can be a game-changer for both home buyers and home sellers. Price vs. Rate: What’s the Difference?• Price: […]

When love meets real estate, things get interesting. A recent article by Yahoo Finance reveals a surprising wedding trend that’s reshaping how couples think about their future—and it could have a big impact on real estate markets across the US. As someone with two married kids, I’ve seen firsthand how expensive weddings can get. But […]

On the heels of the latest Federal Reserve meeting, Jerome Powell may not have directly said “stagflation,” but his words certainly danced around the concept, and that has serious implications for buyers, sellers, and realtors in the Temecula Valley. In this week’s video, Bill at Franklin Loan Center breaks down exactly what happened on Fed […]

This week brought a wave of economic data that should’ve shaken up the markets, but instead, we’re seeing… silence. I’m Bill with Franklin Loan Center, and in this latest video, I break down why interest rates are stuck despite two major signals that usually lead to improvement. Let’s start with the GDP report, which showed […]

In this video packed with insights, Bill from Franklin Loan Center breaks down a topic that every homebuyer, seller, and real estate professional should understand—what happens when political pressure meets economic policy. President Trump is putting heat on the Federal Reserve to cut rates, but will that help the average buyer in Temecula or Murrieta? […]

If you’re a Realtor working in the Temecula Valley or anywhere in California, Senate Bill 326 (SB326) is something you can’t afford to overlook—especially when listing or selling condos. Originally passed years ago, this bill took full effect on January 1st and is now changing how condo sales are handled. At its core, SB326 mandates […]

The recent rollout of new tariffs has shaken financial markets—and while you might not expect your mortgage expert to dive into global trade policy, the connection is more direct than you’d think. Hi, I’m Bill from Franklin Loan Center, and in this week’s video, I unpack how these unexpected tariff changes are creating massive ripples […]

There’s been a lot of buzz recently about first-time home buyer programs disappearing. Some headlines have made it seem like down payment assistance is a thing of the past, but is that really the case? In this post, we break down the changes from the Federal Housing Finance Agency (FHFA), what they mean for buyers, […]

Recently, I was involved in a conversation and saw a few articles where people were talking about the prediction that foreclosures are going to be coming, and that is where the housing market inventory is going to come from. So, I wanted to share my thoughts about this – let’s dig into it. What are […]

Today, I want to talk a little about your homeowner’s insurance. Recently, I’ve seen a few articles talking about insurance carriers who are declining coverage relating to the fires in California. The two recent stories were because the property was in a trust, but the insurance was in the name of the borrower or homeowner. […]