There’s been a lot of buzz recently about first-time home buyer programs disappearing. Some headlines have made it seem like down payment assistance is a thing of the past, but is that really the case? In this post, we break down the changes from the Federal Housing Finance Agency (FHFA), what they mean for buyers, […]

Recently, I was involved in a conversation and saw a few articles where people were talking about the prediction that foreclosures are going to be coming, and that is where the housing market inventory is going to come from. So, I wanted to share my thoughts about this – let’s dig into it. What are […]

Today, I want to talk a little about your homeowner’s insurance. Recently, I’ve seen a few articles talking about insurance carriers who are declining coverage relating to the fires in California. The two recent stories were because the property was in a trust, but the insurance was in the name of the borrower or homeowner. […]

In today’s video, I’m having a conversation with my friend Jill from Zoom Drain. This topic is something that many people don’t think about: what is happening with the drains in your home? This is an issue that is applicable to homeowners and home buyers, which is why real estate agents need to know about […]

Today’s topic comes from a conversation that I had with someone yesterday. The question they were asking: why wouldn’t I just leave my money in the stock market with the returns that I’m getting there when real estate is only going up at the current rate of around 4% per year? Maybe there is some […]

Tax time is coming up! For those of us who like to wait, there is still time before the tax filing deadline. It is a good opportunity to talk about bank statement loans. I hear this all the time: clients come to me, they are self-employed, and they keep getting told that they don’t qualify […]

Today, I want to share some fun facts about this current market, because I keep hearing the same things from everyone: nobody is buying, it’s unaffordable, etc. Some of these things are accurate, but we really need to look at the numbers to see what is actually happening. Lots of First-Time Home Buyers in January […]

Today I’m jumping on a slippery slope… I’m seeing so much talk about what we are expecting out of the new administration, and what impact it could have on interest rates. I get it – some of these topics are very controversial and we don’t understand the fallout that it could have in the future. […]

Today I’m talking about a scenario that I am dealing with right now. It’s a really great reminder, because there are a lot of people who don’t know this. In California, under Prop 19, if at least one of the homeowners is 55+ years old and you want to buy a different house, you can […]

It’s Fed Day, and The Fed just made their announcement. The market has been expecting that The Fed was going to pause on the Fed Funds Rate reduction, and that’s what happened. Of course, there has been a lot of talk from the current administration that they are going to pressure him to reduce rates. […]