In this video packed with insights, Bill from Franklin Loan Center breaks down a topic that every homebuyer, seller, and real estate professional should understand—what happens when political pressure meets economic policy. President Trump is putting heat on the Federal Reserve to cut rates, but will that help the average buyer in Temecula or Murrieta? […]

If you’re a Realtor working in the Temecula Valley or anywhere in California, Senate Bill 326 (SB326) is something you can’t afford to overlook—especially when listing or selling condos. Originally passed years ago, this bill took full effect on January 1st and is now changing how condo sales are handled. At its core, SB326 mandates […]

The recent rollout of new tariffs has shaken financial markets—and while you might not expect your mortgage expert to dive into global trade policy, the connection is more direct than you’d think. Hi, I’m Bill from Franklin Loan Center, and in this week’s video, I unpack how these unexpected tariff changes are creating massive ripples […]

There’s been a lot of buzz recently about first-time home buyer programs disappearing. Some headlines have made it seem like down payment assistance is a thing of the past, but is that really the case? In this post, we break down the changes from the Federal Housing Finance Agency (FHFA), what they mean for buyers, […]

Recently, I was involved in a conversation and saw a few articles where people were talking about the prediction that foreclosures are going to be coming, and that is where the housing market inventory is going to come from. So, I wanted to share my thoughts about this – let’s dig into it. What are […]

Today, I want to talk a little about your homeowner’s insurance. Recently, I’ve seen a few articles talking about insurance carriers who are declining coverage relating to the fires in California. The two recent stories were because the property was in a trust, but the insurance was in the name of the borrower or homeowner. […]

In today’s video, I’m having a conversation with my friend Jill from Zoom Drain. This topic is something that many people don’t think about: what is happening with the drains in your home? This is an issue that is applicable to homeowners and home buyers, which is why real estate agents need to know about […]

Today’s topic comes from a conversation that I had with someone yesterday. The question they were asking: why wouldn’t I just leave my money in the stock market with the returns that I’m getting there when real estate is only going up at the current rate of around 4% per year? Maybe there is some […]

Tax time is coming up! For those of us who like to wait, there is still time before the tax filing deadline. It is a good opportunity to talk about bank statement loans. I hear this all the time: clients come to me, they are self-employed, and they keep getting told that they don’t qualify […]

Today, I want to share some fun facts about this current market, because I keep hearing the same things from everyone: nobody is buying, it’s unaffordable, etc. Some of these things are accurate, but we really need to look at the numbers to see what is actually happening. Lots of First-Time Home Buyers in January […]