If you’re 62 or older and sitting on substantial home equity, a reverse mortgage might be one of the most powerful tools you’ve never considered. At Franklin Loan Center, we’re excited to announce the launch of our in-house reverse mortgage division, built to help homeowners like you unlock equity—without the burden of monthly mortgage payments. […]

In the high-pressure world of Southern California housing and the dynamic markets of Washington state, it’s easy to get caught up in day-to-day stress. Mortgage rates, inventory issues, buyer indecision—these are all real concerns. But what if we’re stressing about the wrong things? In this week’s video, Bill from Franklin Loan Center shares a deeply […]

In this week’s market update, we’re diving into the renewed tariff discussion and the complicated web of impacts it may have on our economy—and by extension, on mortgage rates and the real estate market in Southern California and Washington. The conversation around tariffs often centers on inflation. After all, tariffs act as a tax on […]

The real estate market is buzzing with opportunities, but a recent federal development could impact mortgage rates—and therefore housing affordability—for years to come. Bill Provost of Franklin Loan Center breaks down what the Congressional Budget Office (CBO) revealed about the so-called “Big Beautiful Bill.” According to the CBO, this new legislation could add more than […]

The student loan pause is officially over, and for millions of Americans the consequences are real and immediate. In our latest video, Bill from Franklin Loan Center dives into the unexpected fallout of student loans coming out of deferment, with a sharp focus on how this is affecting credit scores and home buying potential. Over […]

In today’s real estate market, discussions often revolve around the affordability of homes and home prices. However, a crucial aspect is frequently overlooked: the mortgage rate and monthly payment. Understanding the relationship between price and interest rate can be a game-changer for both home buyers and home sellers. Price vs. Rate: What’s the Difference?• Price: […]

When love meets real estate, things get interesting. A recent article by Yahoo Finance reveals a surprising wedding trend that’s reshaping how couples think about their future—and it could have a big impact on real estate markets across the US. As someone with two married kids, I’ve seen firsthand how expensive weddings can get. But […]

On the heels of the latest Federal Reserve meeting, Jerome Powell may not have directly said “stagflation,” but his words certainly danced around the concept, and that has serious implications for buyers, sellers, and realtors in the Temecula Valley. In this week’s video, Bill at Franklin Loan Center breaks down exactly what happened on Fed […]

This week brought a wave of economic data that should’ve shaken up the markets, but instead, we’re seeing… silence. I’m Bill with Franklin Loan Center, and in this latest video, I break down why interest rates are stuck despite two major signals that usually lead to improvement. Let’s start with the GDP report, which showed […]

In this video packed with insights, Bill from Franklin Loan Center breaks down a topic that every homebuyer, seller, and real estate professional should understand—what happens when political pressure meets economic policy. President Trump is putting heat on the Federal Reserve to cut rates, but will that help the average buyer in Temecula or Murrieta? […]