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Franklin Loan Center

Loan program

VA Loans

Zero-down home loans for eligible veterans, service members and surviving spouses.

What type of home loan are you interested in?

All information is secure and will not be sold.

No down payment required for eligible borrowers

No monthly mortgage insurance

Competitive rates and limits on certain closing costs

VA loans are guaranteed by the U.S. Department of Veterans Affairs and are one of the strongest benefits of military service. Eligible borrowers can buy with no money down and no monthly mortgage insurance.

Eligibility

Eligibility is based on length and type of service. Bill can help you request your Certificate of Eligibility (COE) as part of the application.

The funding fee

Most VA loans include a one-time funding fee that can be rolled into the loan. Veterans receiving VA disability compensation are generally exempt.

Best for: Veterans, active-duty service members and eligible surviving spouses.