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Franklin Loan Center

Loan program

Jumbo Loans

Financing for higher-priced homes above the conforming loan limit.

What type of home loan are you interested in?

All information is secure and will not be sold.

Loan amounts above the conforming limit set each year by the FHFA

Fixed and adjustable options

Strong credit and cash reserves usually required

When a loan amount is larger than the conforming limit set by the Federal Housing Finance Agency, it is considered a jumbo loan. Jumbo loans are common in high-cost markets across California and the Seattle area.

What lenders look for

Because these loans can't be sold to Fannie Mae or Freddie Mac, guidelines are set by each lender. Expect closer review of credit, income, assets and cash reserves after closing.

Bill shops jumbo programs across lenders to match your profile, including options for self-employed borrowers.

Best for: Buyers in high-cost areas like the Bay Area and the Seattle Eastside.