Get pre-qualified
Know what you can afford before you fall in love with a house.
A few quick questions so Bill can show you what you can afford. Takes about 3 minutes.
- No credit pull to get started
- Compare FHA, VA, conventional, jumbo and more in one place
- A strong pre-approval letter so your offer gets taken seriously
Thanks! Bill has your request.
He'll reach out shortly. Ready to move faster? You can start your full application now, or call(760) 282-4415.
What happens next
Bill reviews your answers and reaches out to talk through your budget, down payment and which loan programs fit. When you're ready, you'll complete a secure application and get a pre-approval letter you can include with your offers.
What you'll need for pre-approval
- Recent pay stubs and W-2s (or tax returns if self-employed)
- Two months of bank statements
- A photo ID
- Details on any other properties you own
Common questions
What's the difference between pre-qualification and pre-approval?
Pre-qualification is a quick estimate based on what you tell us. Pre-approval means your income, assets and credit have been reviewed, which makes your offer much stronger.
How much do I need for a down payment?
It depends on the program. VA and USDA loans can require 0% down, FHA starts at 3.5%, and some conventional loans start at 3%. Bill will show you the trade-offs of each.
Does filling this out affect my credit?
No. These questions don't involve a credit check. A credit report is only pulled later, with your permission, when you formally apply.