Loan program
USDA Loans
Zero-down loans for homes in eligible rural and suburban areas.
What type of home loan are you interested in?
All information is secure and will not be sold.
No down payment required
Income limits based on household size and county
Many suburban areas qualify, not just farmland
USDA loans are backed by the U.S. Department of Agriculture to encourage homeownership outside dense urban areas. Many communities you might not think of as "rural" are eligible.
Requirements
- The property must be in a USDA-eligible area.
- Household income must be within the limit for your county.
- The home must be your primary residence.
Not sure if an address qualifies? Send it to Bill and he'll check.
Best for: Low-to-moderate income buyers outside major city centers.
Get started
What would you like to do?
A few quick questions, about two minutes. It doesn't touch your credit.