Wishing you all a Happy and Healthy Thanksgiving! Even while the real estate and mortgage industries have experienced some craziness this year, we still have a lot to be thankful for.

Today, I want to pose the question: what’s your trigger? I’m wondering what it will take for buyers to make a move in the real estate industry. I keep hearing people say that they are waiting for rates to come down. For you: what is the point where you are pulling the trigger? This topic […]

Today I want to talk about a topic recently shared in the New York Times: “Home Sellers Win $1.8 Billion After Jury Finds Conspiracy Among Realtors.” To summarize the case: realtors are being accused of fixing the prices and unnecessarily passing costs onto the consumer. Generally, in most real estate transactions, the sellers pay the […]

Today I’m highlighting a great program that is unique to Franklin Loan Center. There are a couple of different community lending programs. What does that mean? A community lending program is geographically limited, which is the main detail that sets it apart from other lending options. There is one program that also has some income […]

This report came out a few weeks ago about current foreclosure data, showing that month-over-month foreclosures are up 34% and year-over-year they are up 28%. Those are big numbers – there’s no question that it’s a big deal. 3 Phases in the Foreclosure Process A few things that are important about these numbers on the […]

I’m pulling up a chart that we put out every month. It’s one of my favorites to show housing trends. The red line on the chart is 21 years of 4.5% year-over-year growth. Looking at historical norms, it’s about what you can expect. The blue line represents what is really happening in the industry. We […]

Today’s topic is one that comes up occasionally: what other states can Franklin help with home loans? We actually have quite a few! When I started out with Franklin in 2016, we were licensed in 2 or 3 states. It’s grown so much since then. Personally, I am able to help in Washington and California […]

The way property taxes work in California: you buy a house, then at some point in the near future the county will re-assess the house at the purchase price. But supplemental tax bills come into effect because the county doesn’t reassess it right away. For example, you buy a house for $800,000 today. Previously, it […]

I was talking to a friend earlier, and she brought up an important topic: starting October 1st (next week), student loan repayments are back. To give you a little background about student loans: there is almost $1.8 trillion currently. Take an average out of all the people who owe student loans right now, and it’s […]

Today I’m talking about the 5 things to not do when you are preparing to purchase a house – especially when you are in escrow before the purchase! 1. Don’t Quit Your Job Not only should you stay with the same job, but don’t take a pay cut or work less hours. Remember that we […]