246 articles and videos on mortgage rates, the housing market and smart home financing, in plain English.
▶ VideoToday’s topic comes from a conversation that I had with someone yesterday. The question they were asking: why wouldn’t I just leave my money in the stock market with the returns that I’m getting there when real estate is only going up at the current rate of around 4% per year? Maybe there is some…
▶ VideoTax time is coming up! For those of us who like to wait, there is still time before the tax filing deadline. It is a good opportunity to talk about bank statement loans. I hear this all the time: clients come to me, they are self-employed, and they keep getting told that they don’t qualify…
▶ VideoToday, I want to share some fun facts about this current market, because I keep hearing the same things from everyone: nobody is buying, it’s unaffordable, etc. Some of these things are accurate, but we really need to look at the numbers to see what is actually happening. Lots of First-Time Home Buyers in January…
▶ VideoToday I’m jumping on a slippery slope… I’m seeing so much talk about what we are expecting out of the new administration, and what impact it could have on interest rates. I get it – some of these topics are very controversial and we don’t understand the fallout that it could have in the future.…
▶ VideoToday I’m talking about a scenario that I am dealing with right now. It’s a really great reminder, because there are a lot of people who don’t know this. In California, under Prop 19, if at least one of the homeowners is 55+ years old and you want to buy a different house, you can…
▶ VideoIt’s Fed Day, and The Fed just made their announcement. The market has been expecting that The Fed was going to pause on the Fed Funds Rate reduction, and that’s what happened. Of course, there has been a lot of talk from the current administration that they are going to pressure him to reduce rates.…
▶ VideoIf you’ve been watching the news, then you’ve probably seen that President Trump is at it already. One of the executive orders about affordability specifically mentions housing. I have a very serious question for everybody out there: what would you do if you were in charge for a couple of days or a year? What…
▶ VideoMany people are asking: why would you buy a house right now with the current market conditions? Of course, you don’t think I’m actually going to make a case for not buying real estate! I’m hearing a lot of complaints from potential homebuyers: There are so many “reasons” why people think they should be waiting.…
▶ VideoHere in Southern California, it’s heartbreaking to see the devastation that is happening from these wildfires. The areas being affected are very densely populated. It’s such a good reminder for homeowners about how important it is to be prepared for disasters like this. What You Should Do To Prepare I called my buddy Scott at…
▶ VideoDo you remember awhile back when we were anticipating The Fed dropping the funds rate and we would see mortgage rates come down? Here’s what’s happening: now, The Fed dropped rates again today – the third time they’ve dropped it. Guess what: mortgage rates are significantly higher compared to when they started cutting rates! It’s…
▶ VideoIn today’s video, I’m excited to have a special guest: my daughter! Earlier today, we were talking about an article I found that shared how mortgage declines are way up compared to this time last year. Maddy works in technology and mentioned that it could have something to do with AI. Understanding How AI Plays…
▶ VideoIt’s been awhile since I’ve talked about solar, but I feel like it’s worth a mention because it’s become a big deal in the real estate business. It turns out that solar isn’t the easiest business to run, because there’s a record number of solar companies that are closing up shop or going through bankruptcies.…
